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Stay in control — even if you can't make decisions yourself
A Lasting Power of Attorney lets people you trust step in to manage your finances or your health and care, but only if you're ever unable to.
Why families choose Oak Stone Wills
Professional, friendly estate planning made simple — and fully compliant with the law of England & Wales.
Local, trusted experts
A friendly UK team experienced in estate planning, helping families just like yours.
Clear, fixed fees
No hidden costs or surprises. Fees are explained upfront so you know what to expect.
Home & video visits
Meet at home or by secure video appointment, at a time that suits you.
Personal, tailored advice
We take time to understand your wishes and your family's circumstances.
Secure & confidential
Your information is handled with care and stored safely and privately.
Ongoing support
We're here whenever you need us, with guidance and support for the future.
Without an LPA, your family can't simply step in
Many people assume a spouse or next of kin can automatically take over. They can't. Without a registered LPA, loved ones may have to apply to the Court of Protection to be appointed a deputy — a process that can be slow, costly and stressful, often at the worst possible time.
Access to money can be frozen
Banks may restrict accounts — even joint ones — while bills, care and the mortgage still need paying.
The Court of Protection decides
Without an LPA, someone must apply to become your deputy — and the court chooses and supervises them.
Delay when it matters most
Deputyship can take many months. An LPA means the people you choose can act straight away.
Two types of LPA — complete peace of mind
Put one or both in place. Each covers a different part of your life, and you decide who acts and how.
Property & Financial Affairs
Lets your attorneys manage money and property matters on your behalf.
- Bank accounts & paying bills
- Your property & mortgage
- Savings & investments
- Pensions & benefits
Can be used as soon as it's registered — but only with your permission — or you can restrict it to when you're no longer able to decide for yourself.
Health & Welfare
Lets your attorneys make care and medical decisions if you can't.
- Medical care & treatment
- Daily routine & care needs
- Moving into a care home
- Life-sustaining treatment (if you grant this authority)
Can only be used when you're unable to make the decision yourself. It cannot be used while you still have capacity.
"The best time to set up an LPA is while you're fit and well — it's about protecting your future, not predicting it."
Your LPA in three simple steps
Choose your attorneys
Decide who you trust to act, and how — together or separately — with any preferences or instructions.
We prepare your LPA
Your wishes become properly drafted LPA forms, checked for accuracy, with a certificate provider to confirm you understand them.
Register with the OPG
Your LPA is registered with the Office of the Public Guardian so it's ready to use if it's ever needed.
Simple, fixed-fee pricing
Know exactly what you'll pay before you begin. No hourly rates, no surprises.
Single LPA
One type, for one person
- Property & Financial or Health & Welfare
- Attorneys & replacements
- Preferences & instructions
- Registered with the OPG for you
Both LPAs
Complete cover for one person
- Property & Financial and Health & Welfare
- Attorneys & replacements
- Preferences & instructions
- Registered with the OPG for you
Prices exclude the Office of the Public Guardian's registration fee, which is payable separately to the OPG. Couples' pricing available on request.
Families trust Oak Stone Wills
"After Mum's diagnosis we realised how important this was. Oak Stone made setting up both LPAs simple and calm."
"Clear guidance from start to finish. Knowing my husband can act for me if needed is a huge weight off our minds."
"Straightforward, reassuring and no jargon. They handled the registration too. I only wish we'd done it sooner."
Your questions, answered
What is a Lasting Power of Attorney?
An LPA is a legal document that lets you (the "donor") appoint one or more people you trust (your "attorneys") to make decisions on your behalf if you're no longer able to. There are two types: Property & Financial Affairs, and Health & Welfare. You can put one or both in place.
When can an LPA actually be used?
A Property & Financial Affairs LPA can be used as soon as it's registered — but only with your permission — or you can restrict it so it's only used if you lose the ability to decide for yourself. A Health & Welfare LPA can only ever be used when you're unable to make the decision in question.
Does an LPA need to be registered?
Yes. An LPA must be registered with the Office of the Public Guardian (OPG) before it can be used, and we handle that process for you. A separate registration fee is payable to the OPG.
Do I need mental capacity to set one up?
Yes. You must be 18 or over and have the mental capacity to understand what you're agreeing to when you make your LPA. That's exactly why it's best to put one in place while you're fit and well, rather than leaving it too late.
Is an LPA the same as a Will?
No. A Will sets out your wishes after you pass away. An LPA is about decisions during your lifetime, if you're ever unable to make them yourself. Many people choose to have both in place.
What happens if I don't have one?
If you lose capacity without an LPA, your loved ones can't automatically act for you. They may have to apply to the Court of Protection to be appointed a deputy — which is usually slower, costlier and more stressful than having an LPA already in place.
Protect your future while you still can
Setting up your LPA takes just a little time today — and gives you and your family lasting peace of mind.
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